Koinly vs CoinLedger: Which Crypto Tax Software Fits You?

By Jackson · Updated Oct 13, 2026 · Steps checked against official help pages on Oct 13, 2026

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Koinly and CoinLedger cost the same for most people: $49, $99 or $199 per tax year for up to 100, 1,000 or 3,000 transactions, paid once with no subscription. Both let you import everything and preview your gains for free. The real differences are where you file, which tax software you use, and the refund rules. In short: CoinLedger fits US filers who use H&R Block or TaxSlayer, or who want a longer refund window. Koinly fits people outside the US, especially in countries with their own cost basis rules, and people who want to pay in crypto.

Prices side by side

Prices are in US dollars as shown to us; Koinly and CoinLedger may show local prices in your country. The tier you need depends on how each tool counts transactions. Koinly says it counts deposits, withdrawals and trades, and automatically groups related transactions and filters spam. The only reliable way to know your count is to import your data, which is free on both.

Each plan covers one tax year. If you never reported earlier years, you may need a report for each of them. CoinLedger's pricing page says reports are available for any year from 2010.

What you can do before paying

Both tools let you do almost all the work for free:

• connect exchanges by API or upload CSV files
• add wallet addresses
• fix and match transactions
• see a summary of your gains

You pay when you want to download the tax report. Koinly's page says the free plan covers up to 10,000 transactions and includes its capital gains preview. CoinLedger's free tier is portfolio tracking with unlimited transactions and a capital gains overview.

That makes the free test below the most useful thing you can do before choosing.

Countries and cost basis methods

This is where the two differ most.

• Koinly says its users come from more than 140 countries, including the US, Canada, Australia, the UK, Germany and Norway. It lists the cost basis methods different countries require: FIFO, LIFO, ACB (average cost base, used in Canada), Shared Pool (used in the UK), and HIFO.
• CoinLedger lists "International Tax Reports" on every paid plan, and FIFO, LIFO and adjusted cost methods. Its pricing page does not name the countries it covers.

If you file outside the US, check the country page of each tool for your country, and look for the specific rule you need: share pooling and the 30-day rule in the UK, ACB and the superficial loss rule in Canada, the 12-month discount in Australia. Koinly states its country coverage more explicitly on its pricing page.

US filers: forms and tax software

Both produce the forms a US crypto return needs.

If you file with H&R Block or TaxSlayer, CoinLedger lists a direct export and Koinly's pricing page does not. With TurboTax or TaxACT, both list an export. With an accountant, both give you Form 8949 and an audit report to hand over.

For the 2026 tax year, the bigger issue for US filers is Form 1099-DA. Brokers now report cost basis only for "covered" coins: bought after 2025 and kept on the same platform. Coins you moved between exchanges and wallets show up with missing basis. Either tool fixes that by importing the history from every platform and carrying the basis across transfers. That is the main job you are paying for; see the US crypto tax guide for the rules.

Refunds, payment and support

Read each refund policy before you buy. Koinly's 7 days end the moment you generate a report, so finish your cleanup in the free plan first. CoinLedger's page advertises a 14-day guarantee; check its FAQ for the conditions.

Which one should you choose?

Pick CoinLedger if:

• you file in the US with H&R Block or TaxSlayer
• you want a 14-day money-back window
• you want the option of paid one-to-one help from the vendor

Pick Koinly if:

• you file in the UK, Canada, Australia or another country with its own cost basis rules
• you want to pay with crypto
• you want to import up to 10,000 transactions and see your gains before deciding

Either works if you are a US filer using TurboTax, TaxACT or an accountant, with exchange trades, a self-custody wallet and some staking. Then the deciding factor is which one imports your exchanges and wallets more cleanly.

Claims each company makes about the other on its own comparison pages are not repeated here. If a specific feature matters to you, such as futures or DeFi loans, test it with your own data.

How to test both before you pay

1. Export your history from each exchange you used. Our exchange guides show where each export is.
2. Import the same files, or connect the same read-only API keys, into both free plans.
3. Add your self-custody wallet addresses, for example from MetaMask.
4. Compare three things: the number of transactions each tool counts, the number of transactions flagged as missing cost basis or unmatched, and the total capital gain for the year.
5. If the totals differ, look at the largest differences first. They usually come from a transfer one tool matched and the other did not.
6. Buy the plan for the tool whose numbers you understand and can explain to the IRS.

Want a rough tax figure before that? The capital gains calculator estimates US federal tax from your net gains.

What neither tool does for you

• It cannot fix missing data. If an exchange you used closed or deleted your history, neither tool can reconstruct it.
• It does not file your return. You still enter the figures, import them into tax software, or give them to an accountant.
• It is not tax advice. Software applies rules to your data; a tax professional can tell you whether the result fits your situation.

FAQ

Is Koinly cheaper than CoinLedger?

No. At 100, 1,000 and 3,000 transactions, both list $49, $99 and $199 per tax year on their pricing pages. Your cost depends on how many transactions each tool counts for your data.

Can I use Koinly or CoinLedger for free?

You can import transactions and preview your gains on both without paying. Downloading the tax report requires a paid plan.

Which is better outside the US?

Koinly states support for more than 140 countries and lists country-specific methods such as ACB and Shared Pool. CoinLedger offers international tax reports but does not list countries on its pricing page. Check each tool's page for your country.

Can I switch from one to the other later?

Yes. Your exchange exports and API connections work with both. Koinly says it can migrate data from CoinTracking and CoinTracker; for other moves, re-importing your original exchange files is the cleanest route.

Sources

Official pages we used for this guide, last checked Oct 13, 2026. Menus change: if a step doesn't match your screen, the official page is the final word.

• Koinly: Pricing and FAQ
• CoinLedger: Pricing and FAQ
• IRS: Instructions for Form 1099-DA

This guide is general information, not tax, legal or financial advice. Tax rules depend on your country and situation; check with a qualified tax professional before you file.